How much does it cost to meet?
There is no charge for an initial consultation. Product costs, premiums, fees, charges, and contract terms vary by product and carrier.
FAQ
Frequently asked questions.
Short answers to common questions about Medicare, insurance-based retirement planning, life insurance, long-term care, and workshops.
Can I keep my doctors with Medicare coverage?
It depends on the coverage path and plan you choose. Provider networks, accepting providers, and plan rules should be checked before enrolling.
When can I enroll in Medicare?
Timing depends on your situation. Initial Enrollment, Annual Enrollment, Medicare Advantage Open Enrollment, General Enrollment, and Special Enrollment Periods have different rules.
Do Medicare Advantage and Medicare Supplement work together?
No. Medicare Advantage and Medicare Supplement coverage are different paths and are not generally used together.
What can annuities do?
Annuities are insurance contracts that may be considered for income or protection goals when appropriate. Liquidity, surrender periods, fees, and contract terms matter.
Can Sky host a community workshop?
Yes. Educational Medicare workshops can be requested for libraries, senior communities, workplaces, associations, and community organizations.